Hostaway Capital

Hostaway Capital uses your property performance data, including booking revenue, occupancy rates, and historical trends tracked within the Hostaway platform, to assess eligibility and determine funding offers. Because the program has direct visibility into your actual business performance rather than relying solely on traditional credit metrics, it can offer financing tailored to the seasonal revenue patterns of vacation rental businesses. Repayment terms are designed to align with your cash flow cycles.

Hostaway Capital funding can be used for a range of business growth initiatives: adding new properties to your portfolio, renovating and upgrading existing properties to command higher nightly rates, purchasing smart home technology and furniture, covering seasonal cash flow gaps during off-season periods, investing in marketing and direct booking infrastructure, or hiring additional team members. The flexibility to invest strategically during slower periods positions property managers for stronger performance when demand returns.

Traditional lenders often struggle to underwrite vacation rental businesses because STR income is seasonal, variable, and harder to document than traditional rental income. Hostaway Capital solves this by using real-time performance data from the Hostaway platform, including booking revenue, occupancy trends, and growth trajectory, to make faster, more informed funding decisions. This data-driven approach means property managers can access capital based on their actual business performance rather than conventional lending criteria that may not reflect the true health of a short-term rental operation.