AirCover for Hosts is a protection program that Airbnb includes automatically for every reservation booked through its platform. It combines host damage protection, which reimburses hosts up to a stated limit for guest-caused damage to the property and its contents, with host liability insurance that covers certain third-party claims for bodily injury or property damage arising from a stay. The program is provided at no additional charge and applies only to bookings made through Airbnb, not to reservations from other channels. AirCover is not a substitute for comprehensive short-term rental insurance, because it excludes many risks such as loss of income, ordinary wear and tear, and coverage during periods between stays. Hosts should review the current terms, limits, and exclusions on Airbnb and confirm their broader coverage needs with a licensed insurance agent.
Why this matters for property managers
It reduces out-of-pocket exposure to guest-caused damage and liability claims for bookings made through the platform, but it is not a substitute for a proper insurance policy. Coverage limits, exclusions, and claim procedures determine what is actually recovered, so operators should read the terms rather than assume full protection. Gaps are common for high-value items and lost income.
Frequently Asked Questions
Does AirCover cost extra?
Is AirCover enough on its own?
Does AirCover cover bookings from other platforms?
← Back to Glossary
