Topkey

Topkey is the all-in-one financial operating system designed for vacation rental and hospitality managers. The platform helps property managers automate expense tracking, reconcile books faster, and streamline owner accounting. Topkey offers FDIC-insured deposit and trust accounts, unlimited physical and virtual Visa credit cards, AI-powered bill pay, and direct syncing to popular accounting and property management software. Every transaction is automatically matched to the correct property and expense category, making month-end close simple and accurate. Topkey customers save significant time, reduce bookkeeping errors, and capture thousands of dollars in missed owner reimbursements each year. - FDIC-insured deposit and trust accounts - Unlimited virtual and physical Visa cards (1.5% cashback) - Connect and manage third-party cards (AMEX, Visa, Mastercard) - AI-powered bill pay with receipt matching - Automated transaction categorization by property - One-click accounting reconciliation - Vendor management and duplicate bill detection - Direct sync with accounting and property management software - Real-time portfolio spend tracking - Automated owner reporting - Mobile-friendly experience